Jack is a small-time con man trying to lead an easier life in Hawaii. Trouble is, he can't keep out of trouble, and when he does stay clean, trouble finds him. Trouble, in this case, comes in the bikini-clad form of Nancy, the mistress of a local real estate developer. She lures Jack into a scheme that ultimately involves complicating Jack's moral dilemma when Nancy asks Jack to help her double-cross the developer out of $200,000.